We will be closed Monday, October 12th in observance of Columbus Day.

Click here for the Forreston State Bank Merge Q&A.

Click here for the Poplar Grove State Bank Merge Q&A

About Solutions Bank

Our Vision

Our vision is to enhance the quality of life for our customers, staff, and community through innovative and personal experiences that build deep, lifelong relationships.

Our Mission

Our mission is to inspire and implement solutions that allow our customers to focus less on banking transactions and more on what matters most to them.

Our Values

 Reinvent icon  Reinvent how people think about banking, and deliver a positive, memorable experience.
 Trust  We are committed to building trust with transparency in our local decision making.
 Keep it real  Never lose sight of what matters most to our customers and communities.
 Impact  Help energize our neighbors and work together to build stronger, healthier and more economically vibrant communities.


Our History

For generations, Solutions Bank has been a premier locally owned financial institution. Since 1887, we have taken great pride serving communities in Northern Illinois. Headquartered in Forreston, Illinois, we are a member of High Point Financial Services, Inc. Solutions Bank has had continued growth and continues to serve and grow within the communities we serve today.  

In 1998, High Point Financial Services, Inc. purchased Kent Bank with locations in Kent and Freeport Illinois.  Kent Bank served Stephenson and Jo Daviess Counties since 1923.  Kent Bank’s Freeport office was built in 1992.

In November 2014, Kent Bank and Solutions Bank merged. Solutions Bank now has three locations with our main office located at 200 Main Street at the corner of Walnut and Main in the business district of Forreston, Illinois.  Our branches are located at 996 W. Fairview Road at the intersection of Route 26 North and Fairview Road 2 minutes outside of Freeport, Illinois and at 717 N. Kent Road in Kent, Illinois.

On December 27, 2019, High Point Financial Services, Inc. purchased Poplar Grove State Bank. Poplar Grove State Bank, founded in 1946, has two locations in Poplar Grove, Illinois.