Our Fam

 

May Anniversaries




Happy Work-A-Versary Brenda, Sherri, Ryan, Alex, Drew, and Kendyl! We appreciate all you do!
 

Administrative Professionals Day




April 22nd was Administrative Professionals Day, the perfect time to celebrate our incredible admin team and all the ways they keep things running smoothly. We truly appreciate everything they do!
 

Fraud Alert - Bill Prepay Scam




Getting calls about a “special deal” that cuts your bill in half if you prepay 6 months with a credit card? Big red flag. Scammers even threaten that your bill will increase by $100 if you don’t switch right away. That’s classic pressure and fear tactics designed to make you act fast.

Always verify offers directly with your provider using a trusted phone number. Remember, if it sounds too good to be true, it probably is. Visit solutions.bank/security-center to learn more about common scams and how to protect yourself. Knowledge is power.
 

Simplify Payments. Strengthen Your Business.




Running a business comes with enough challenges—managing staff, serving customers, and keeping daily operations on track. The last thing you need is a complicated payment system adding to your workload. That’s where Clover® comes in. Solutions Bank partners with Clover to provide a streamlined, all‑in‑one platform designed to make accepting payments and running your business simpler, faster, and more efficient.

Clover takes the complexity out of payment processing by combining secure transactions with tools that help you manage your business from a single system. Whether it’s accepting credit cards, mobile wallets, or contactless payments, Clover ensures quick and seamless checkouts for your customers. Beyond payments, it offers easy‑to‑navigate reporting, inventory tracking, and employee management features, giving you more visibility and control without extra hassle.

When your systems work smoothly, you can focus on what truly matters: delivering a great customer experience. Clover’s built‑in tools help you do just that, from capturing customer insights to offering loyalty programs that encourage repeat business. With customizable rewards and engagement features, it’s easier to build lasting relationships that keep customers coming back.

Choosing Clover through Solutions Bank means more than just upgrading your payment technology; it means gaining a trusted local partner. Our team works closely with you to review your current merchant setup, uncover potential savings, and ensure you’re only paying for what you truly need. We’ll walk you through how Clover can simplify your operations while supporting your long‑term growth.

As part of our commitment to supporting local businesses, Solutions Bank is currently offering a complimentary merchant statement review. Our team will take a close look at your current processing statements to help identify hidden fees, cost‑saving opportunities, and areas where your payment system could be working more efficiently for you.

Ready to make payments one less thing to worry about? Visit solutions.bank/clover to learn more or request your complimentary review today.
 

What Makes a Good Credit Score?


If you’re thinking about applying for a credit card, getting a loan, or buying a house, you’re going to want to know your credit score.

A credit score is a rating that lenders use to determine your credit risk and the potential of paying off your loan.

Low scores can hurt your chances to receive a loan or lead to lenders charging you higher interest rates or requesting a larger down-payment.

The most used scores range from 300 to 850 and are based on your credit report, which details whether you pay bills on time, how you have used credit in the past, and how much debt you have.
So, what do the numbers mean?

The breakdown follows a ‘poor’ to ‘great’ progression, with …
  • 300 to 579 being considered ‘Very Poor
  • 580 to 669 being labeled ‘Fair
  • 670 to 739 putting you in the ‘Good’ range
  • 740 to 799 rating you as ‘Very Good
  • And 800 to 850 being considered ‘Exceptional
So how do you find your credit score? While some companies might charge a small fee or offer your score as part of a subscription, many financial institutions and credit card companies let you check your score for free.

Since your credit score is based on your credit report, you should check that report regularly, looking for any discrepancies in payments and your credit accounts. You can check your credit report for free by visiting annualcreditreport.com.

Prepare for you next financial decision by being aware of your credit score!

Did you know? Our Credit Sense feature within our Online Banking makes it easy to view your current credit score, understand the factors that affect it, and explore tools like our score simulator to see how today’s decisions may impact your future score. Click here to learn more about Credit Sense.
 

Local Business Banking Solutions




Looking to grow your business this year? Our local business banking and lending team is here to support you with financial solutions that fit wherever you are in your journey. Whether you’re launching something new or planning to expand, we’ll work alongside you to find options that make sense for your goals. Learn more at: https://www.solutions.bank/busin.../fund-your-business-needs
 

Upcoming Holiday Closures


Monday, May 25, 2026: Closed - Memorial Day
Friday, June 19, 2026: Closed – Juneteenth
Saturday, July 4, 2026: Closed – Independence Day

As always, 24/7 banking is available anytime, anywhere through our mobile app, online banking, and ATM’s. solutions.bank.