Checking Accounts

Secure Rewards Checking

* Choose Interest & Value

  • Bank Anytime, Anywhere - Online banking, mobile banking, bill pay, debit card, Credit Sense, Transfer Now, eStatement and Zelle®.
  • Great Interest on Your Checking Balance3 - Earn our best checking rates.
    • Qualifications
      • Sixteen (16) debit card POS purchases that post & clear ATM transactions do not count as debit card purchases
      • One direct or mobile deposit that posts
      • Receive your statements electronically (eStatements).
  • ATM Fee Reimbursements3 - Get up to $20 ATM fees refunded when qualifications are met..
  • Buyer’s Protection and Extended Warranty1,2 - Your newly purchased items can be reimbursed or replaced if an accident or theft occurs within 180 days of purchase, when purchased using your Secure Rewards checking account.
    • Newly purchased items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase, when purchased using your Secure Rewards checking account.
  • ID Theft Aid1,2
    • Payment card fraud resolution
      If your payment cards are lost or stolen, you have a personal fraud specialist ready to assist you.
    • Personal identity theft benefit
      Receive up to $2,500 reimbursement for covered expenses you incur to restore your identity.
    • Identity restoration
      Unlimited access to personal fraud specialists who provide identity recovery and restoration assistance.
  • Roadside Assistance - Lock your keys in your car? Car won’t start? Roadside assistance is available 24/7. It’s free to use, up to $80 in covered service charges.
  • Pharmacy, vision, and hearing savings - Save money on prescriptions, eye exams, frames, lenses, and hearing services 
  • Cell phone protection1,2 - Just pay your cell phone bill with your Secure Rewards checking account, and you’re covered. If your phone is broken or stolen, we’ll pay to have it repaired or replaced, up to $400 per claim (maximum $800 per year).
  • Shop Local, Save Local with BaZing Savings* - Local discounts and national retailer deals to save you money on shopping, dining, travel & more.
  • $10,000 Travel Accidental Death Coverage2 - Peace of mind for the unexpected.
  • Only $6.95 per month.

1. Subject to the terms and conditions detailed in the Guide to Benefits. 2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. 3 Lower APY applies to balances over $10,000 and when qualifications are not met. Annual Percentage Yield is subject to change See Bank for details.. Qualifications: 1) Sixteen (16) debit card POS purchases that post & clear ATM transactions do not count as debit card purchases; 2) One direct or mobile deposit that posts; 3) Receive your statements electronically (eStatements). ATM fee reimbursement limited to $20 per cycle. If fee is more than $5 and you have not exceeded your statement cycle refund of $20, please bring in your receipt for a request of refund. *Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.

Open your account online today!

Rewards Checking

* Choose Interest

  • Great Interest on Your Checking Balance1,2 - Earn our best checking rates. Lower APY applies to balances over $10,000 and when qualifications are not met. 
    • Qualifications
      • Sixteen (16) debit card POS purchases that post & clear ATM transactions do not count as debit card purchases
      • One direct or mobile deposit that posts
      • Receive your statements electronically (eStatements).
  • Bank Anytime, Anywhere - Online banking, mobile banking, bill pay, debit card, Credit Sense, Transfer Now, eStatement and Zelle®.
  • ATM Fee Reimbursements2 - Get up to $20 ATM fees refunded when qualifications are met.
  • $3.95 per month disappearing fee when qualifications are met.2 - Fee reduced by $.25 for every debit card purchase when other qualifications are met. Paper statements available for $3.00 per month. 

1. Lower APY applies to balances over $10,000 and when qualifications are not met. Annual Percentage Yield is subject to change. See Bank for details

2. 1. Qualifications: 1) Sixteen (16) debit card POS purchases that post & clear; 2) One direct or mobile deposit that posts;3) Receive your statements electronically (eStatements). ATM fee reimbursement limited to $20 per cycle. If fee is more than $5 and you have not exceeded your statement cycle refund of $20, please bring in your receipt for a request of refund.

 

Open your account online today!

Simple Checking

*Choose Basic Benefits

  • Bank Anytime, Anywhere - Online banking, mobile banking, bill pay, debit card, Credit Sense, Transfer Now, eStatement and Zelle®.
  • $6.95 per month. Fee waived with $100 minimum daily balance every day of the month OR eStatement enrollment

Open your account online today!

StartFresh Checking

*Choose A New Beginning

  • Bank Anytime, Anywhere - Online banking, mobile banking, bill pay, debit card, Credit Sense, Transfer Now, eStatement and Zelle®.
  • FREE MasterCard® Debit Card with Google Pay, Apple Pay®, and CardControl1
  • Paper statements are optional for $3.00 per month
  • $9.95 per month, reduced to $6.95 per month with regular direct deposit2
  • Qualify For one of our Other Great Checking Accounts after 18 months in good standing

1 - Replacement card fee may apply. See bank for details.
2 - Direct deposit must be deposited at least once a month to qualify for reduced fee

Overdraft Protection Options

Automatic Transfers

Transfers from your checking, savings, or money market account will be made to cover each overdraft in your checking account. ATM and debit card transactions will only be authorized based on an available balance in your transfer account. Automatic Transfer Authorization form must be signed by the customer. Stop in one of our locations to sign up.

Overdraft Protection Loans

Overdraft Protection loans provide you with fast access to cash to take care of unforeseen expenses. Tied directly to your checking account, this revolving line of credit eliminates overdraft fees and protects you from unexpectedly overdrawing your checking account. 

Overdraft Courtesy Coverage

Courtesy Coverage is another way of protection to your checking account. It can temporarily cover purchases and payments when sufficient funds are not available in your account. Courtesy Coverage is not a loan and your checking account must be brought to a positive balance and does have limits. There is a fee for each item covered by Courtesy Coverage.