Card Services

Show Your School Spirit Donation Program

Open a Solutions Bank Rewards, Secure or Student checking account, along with the Show Your Spirit Debit Card, and we will donate $25 to the participating school of your choice.

Already have a Solutions Bank MasterCard debit card? No problem. Exchange it for a new card and we will donate $5 to your Spirit Card school.

What a great way to show your SCHOOL SPIRIT! Click to see what schools are participating.

MasterCard Debit Card

  • Debited directly from your checking account.
  • Accepted where major credit cards are accepted.
  • Get cash back on Point of Sale (POS transactions)
  • Withdraw available cash from your checking or savings at an ATM terminal. Free ATM access at any Solutions Bank ATM.
  • Cards have EMV Chip for extra security. For more information on EMV, visit our Resources page.
  • Contactless Pay Technology 

To report a lost or stolen ATM/Debit card during banking hours Monday-Friday between the hours of 8:00 a.m.-5:00 p.m. please call 815.235.2711. After banking hours please call 1.833.637.0044

Instant Issue Debit Cards

The wait is over. Instant Issue allows us to provide our customers with a new or replacement card instantly. Learn more.

Reset your Debit Card Pin

To reset your pin call 800.992.3808

Are you planning a trip or making an internet purchase overseas?

Foreign countries are currently blocked for your fraud protection. Notify Solutions Bank of your travel plans or foreign purchases to ensure continued access to your funds. Contact your local branch office in Freeport 815.235.2711, Forreston 815.938.3121, Poplar Grove - State 815.765.3333, or Poplar Grove - 76 815.765.0785.

Digital Wallet

Paying in stores, with-in apps, and online with your debit card has never been easier, safer, or more convenient. Now you can add your Solutions Bank debit card to Apple Pay and Google pay.

Learn more about Apple Pay

Learn more about Google Pay

Card Control 

Play it safe. Debit cards offer both convenience and risk. You can make purchases as easily as using credit, but if your card falls in the wrong hands, your personal accounts are vulnerable. Now, you can safeguard your information with Card Control, a feature inside your mobile banking app that lets you deactivate your debit card when it's not in use and so much more! Protect your debit card against fraud and theft by turning it on and off, and get real-time alerts to ensure your card is used only by you.


  • Transaction Notifications
  • Enriched transactions to clearly see where your purchases are made
  • Recurring payment visibility for subscriptions and cards on file with merchants
  • Controls and alerts for location, merchant type, and spending limit preferences
  • Tracking spending by month, category, and more
  • Add domestic travel location when leaving your local area

Solutions Bank Credit Card

  • Earn one point for every net dollar spent
  • Redeemable for merchandise (electronics, jewelry) and travel (airline tickets, hotel, and car rentals).
  • Dynamic Travel – flexibility to use points and pay the difference using a credit card
  • To see what’s available:

Apply Now

Visa Gift Card

Convenient Visa gift cards are on everyone’s wish list. Visa gift cards may be purchased in any amount between $10 and $500 and account information can be accessed 24/7.

The Visa gift card is a prepaid card that carries a fixed cash amount determined by the giver at the time the card is purchased. You may pay for purchases, either by signature or by PIN, anywhere Visa cards are accepted. For signature transactions, choose the “credit payment option and sign the receipt. For PIN Transactions, choose the “debit” payment option and enter your PIN. To check balances, call 1.800.486.0292 or go to

Purchase the gift card at a Solutions Bank location today.