Digital Banking – A Secure and Flexible Solution
Manage your accounts payable
Managing your accounts payable with the convenience of Digital Banking! Complete transfers, stop payments, pay bills, and so much more!
Business Payroll Services (ACH Services)
We offer payroll processing with direct deposit for your employees. Deposit their pay into their bank account of choice while eliminating the risk of fraud or replacing lost checks. Direct deposit gives your employees instant access to their funds on paydays rather than having to go to the bank and most importantly, it saves you time and money from issuing paper checks.
Wire Manager simplifies wire origination and processing, so you and your staff can complete transfers more quickly and easily than ever. Predefined templates greatly enhance the customer experience, and an automated workflow guides requests through processing and approvals. Each transfer file is validated to meet Federal Reserve standards, and email notifications keep you updated about the real-time status of transfers as they are processed. For enhanced security, you can limit the number and dollar amount of wires originated.
Business Debit Card & Card Valet
CardValet is a great tool for controlling business spending on a debit card. Use the transaction controls for merchant codes, location and thresholds to ensure employee spending adheres to your company policies.
Next-generation account protection
Step up your account security and fraud protection with ACH Positive Pay. Detect unauthorized Automated Clearing House (ACH) debit transactions and return them electronically without leaving your office.
Reverse Positive Pay
Protection from suspicious check activity.
Reverse Positive Pay is a fraud management tool that simplifies account reconciliation activity related to checks presented for payment.
How it Works:
It’s that simple.
What is the difference between Reverse Positive Pay and Positive Pay?
Reverse Positive Pay is typically well-suited for small business customers that issue fewer checks each month, or large business that may want to use it for a less active account and do not have the ability to submit check issue files to the bank. You can receive an alert to notify daily if checks are being presented! You simply review images of all checks that paid from your account the previous banking day online and return any payments that appear fraudulent.
Protect yourself against fraudulent checks
Positive Pay saves you from the hassle that arises when forged or altered checks clear against your bank account. No matter how big or small your business is, you’ll benefit from the security Positive Pay brings if you use checks.
Types of check fraud Positive Pay prevents
If your business hasn’t been a victim of check fraud yet, it quite possibly could be. Check fraud is a costly problem for businesses. According to the 2019 AFP Payments Fraud & Control Survey, 70% of organizations have been exposed to check fraud. Some of the most common types of check fraud include:
How Positive Pay works
Simply upload a file with information on the checks you issue and Positive Pay ensures that the checks paid on your account match. This procedure prevents outside unauthorized checks from being processed. You are notified of check discrepancies and can determine whether to pay or return the check.
Benefits and features of Positive Pay
Manage your accounts receivable
Payment Processing for Your Business
Solutions Bank offers exciting solutions for business owners like you. That’s why we’ve teamed up with Clover®, an all-in-one point-of-sale system that can help transform your business with payment processing and business management solutions, customized just for you.
Every Way Your Customer Wants to Pay
Our Clover® POS systems make it possible for your business to accept virtually all payment types and manage your business better. With unique POS systems and a full suite of accessories, there’s a solution that’s right for your business, with lease or purchase options available.
For more information about First Data® products and solutions click below.
With Business Mobile Deposit, you can manage your finances faster and more effectively than ever. In just a few simple steps you can deposit checks with your mobile device.
Remote Deposit Capture
If you are often depositing a significant number of checks, then Remote Deposit is the perfect solution for you! Remote Deposit allows you to capture the images of checks accepted for payment and delivers the information electronically to us. All you need is a Remote Deposit scanner, a computer with a USB port, and internet access.
Manage your accounting.
Review electronic documentation as follows:
Web Connect allows you to maintain your bank records with a couple of clicks of the mouse! Log in to your online banking account, download a .qbo (QuickBooks) or .qfx (Quicken) file, and import that file into QuickBooks or Quicken. Everything self-populates into the proper category, streamlining your accounting duties quickly and efficiently.
Use Direct Connect to download your account activity right from within Quickbooks or Quicken, without the need to log in to your Solutions Bank Online Banking. Direct Connect provides a connection between your Solutions Bank business account and QuickBooks Online, Quickbooks Desktop, or Quicken. Learn more about connecting your bank account to QuickBooks or check out the video below.
Learn How to Connect to Quickbooks
Please note, If you have a token, please contact us for login credentials.
Direct Connect Benefits: