Manage Your Cash Flow

No matter what industry you are in, we have the right banking solutions for you. Solutions Bank offers the total package. That means offering you everything you need to manage your money quickly and easily.

Digital Banking – A Secure and Flexible Solution

  • Delivers high performance online cash management with next-generation features.
  • Allow you to manage your finances in a more efficient manner, and enhances your banking experience.
  • Services Multifactor Authentication and secure login. Multi-employee login available with the ability to control access points.
  • Mobile, Tablet, and Desktop Solutions.

Manage your accounts payable

Managing your accounts payable with the convenience of Digital Banking! Complete transfers, stop payments, pay bills, and so much more!

Business Payroll Services (ACH Services)

We offer payroll processing with direct deposit for your employees. Deposit their pay into their bank account of choice while eliminating the risk of fraud or replacing lost checks. Direct deposit gives your employees instant access to their funds on paydays rather than having to go to the bank and most importantly, it saves you time and money from issuing paper checks.

Wire Transfers

Wire Manager simplifies wire origination and processing, so you and your staff can complete transfers more quickly and easily than ever. Predefined templates greatly enhance the customer experience, and an automated workflow guides requests through processing and approvals. Each transfer file is validated to meet Federal Reserve standards, and email notifications keep you updated about the real-time status of transfers as they are processed. For enhanced security, you can limit the number and dollar amount of wires originated. 

Business Debit Card & Card Valet

CardValet is a great tool for controlling business spending on a debit card. Use the transaction controls for merchant codes, location and thresholds to ensure employee spending adheres to your company policies.

ACH Alerts

Next-generation account protection

Step up your account security and fraud protection with ACH Positive Pay. Detect unauthorized Automated Clearing House (ACH) debit transactions and return them electronically without leaving your office.


  • Notifies you of the ACH debit and credit activity on your account each morning by text or email
  • Gives you the control to easily return detected fraudulent ACH items while making sure valid ACH debit items remain paid through a user-friendly website
  • Allows you to quickly identify and add trusted ACH items to an approved list so that you have fewer items to review going forward
  • Allows you to set dollar limits and frequency of ACH items by authorized vendors at your fingertips.
  • Available on your Business Online Banking to strengthen your business’ fraud protection.
  • To enroll in this service contact Operations

Reverse Positive Pay

Protection from suspicious check activity.

Reverse Positive Pay is a fraud management tool that simplifies account reconciliation activity related to checks presented for payment.

How it Works:

  • Customizable Alerts for Notification
  • Each business day, we'll present all paid checks from the previous business day to you.
  • You'll need to review all paid checks from the previous day's activity and determine if they should be returned as fraudulent

It’s that simple.

What is the difference between Reverse Positive Pay and Positive Pay?

Reverse Positive Pay is typically well-suited for small business customers that issue fewer checks each month, or large business that may want to use it for a less active account and do not have the ability to submit check issue files to the bank. You will receive an alert via text or email to notify you if items are being presented! You simply review images of all checks that paid from your account the previous banking day online and return any payments that appear fraudulent.

Positive Pay

Protect yourself against fraudulent checks

Positive Pay saves you from the hassle that arises when forged or altered checks clear against your bank account. No matter how big or small your business is, you’ll benefit from the security Positive Pay brings if you use checks.

Types of check fraud Positive Pay prevents

If your business hasn’t been a victim of check fraud yet, it quite possibly could be. Check fraud is a costly problem for businesses. According to the 2019 AFP Payments Fraud & Control Survey, 70% of organizations have been exposed to check fraud. Some of the most common types of check fraud include:

  • Counterfeit checks
  • Altered Checks
  • Payee
  • Dollar amount
  • Forged signature
  • Stolen blank checks

How Positive Pay works

Simply upload a file with information on the checks you issue and Positive Pay ensures that the checks paid on your account match. This procedure prevents outside unauthorized checks from being processed. You are notified of check discrepancies and can determine whether to pay or return the check.

Benefits and features of Positive Pay

  • Direct data upload to the Positive Pay system
  • Check information can also be key entered for manual updating
  • Notification of unauthorized items
  • Review items and approve payment or return through Online Banking
  • View check images conveniently from your desktop

Manage your accounts receivable

Payment Processing and Clover® for Your Business

Solutions Bank offers exciting solutions for business owners like you. That’s why we’ve teamed up with Clover®, an all-in-one point-of-sale system that can help transform your business with payment processing and business management solutions, customized just for you.

Every Way Your Customer Wants to Pay

Our Clover® POS systems make it possible for your business to accept virtually all payment types and manage your business better. With unique POS systems and a full suite of accessories, there’s a solution that’s right for your business, with lease or purchase options available.

  • Payment processing and business management solutions all in one device
  • Countertop and mobile solutions to fit your business
  • Manage inventory, employee schedules, payroll, cash flow, daily sales and much more
  • Built-in security to help protect your customers’ data and your business and reputation from fraud
  • Apps and software solutions allow you to customize your device to suit your business and your growth
  • Ethernet and wireless capabilities

Contact us for more information!

Contact Us Today!

Deposit Options

Mobile Deposit

With Business Mobile Deposit, you can manage your finances faster and more effectively than ever. In just a few simple steps you can deposit checks with your mobile device.

Remote Deposit Capture

If you are often depositing a significant number of checks, then Remote Deposit is the perfect solution for you! Remote Deposit allows you to capture the images of checks accepted for payment and delivers the information electronically to us. All you need is a Remote Deposit scanner, a computer with a USB port, and internet access.

  • Convenience - No more daily trips to the bank. Deposit checks right from your desktop.
  • Reduced expenses - Saves time and money. Eliminates the cost and liability of regular trips to the branch. Reduces deposit preparation costs. Fewer NSFs.
  • Faster clearing - Speeds up the availability of funds. Improves cash flow.
  • Streamlined operations - Automates the process of creating deposit tickets. Improves posting accuracy. Centralizes deposits from satellite offices with one financial institution.
  • Peace of mind - Reduces the risk of fraud. Assures deposits are being made daily.

Manage your accounting.

Review electronic documentation as follows:

  • eStatements, Check Images, Loan Credit Line Statements, Loan Delinquency Notices, Loan Payment/CD Maturity Notices, IRS forms (1098 and 1099 Int)
  • Export Transactions
  • Quicken/Quickbooks

Web Connect

Web Connect allows you to maintain your bank records with a couple of clicks of the mouse! Log in to your online banking account, download a .qbo (QuickBooks) or .qfx (Quicken) file, and import that file into QuickBooks or Quicken. Everything self-populates into the proper category, streamlining your accounting duties quickly and efficiently.

Direct Connect

Use Direct Connect to download your account activity right from within Quickbooks or Quicken, without the need to log in to your Solutions Bank Online Banking. Direct Connect provides a connection between your Solutions Bank business account and QuickBooks Online, Quickbooks Desktop, or Quicken. Learn more about connecting your bank account to QuickBooks or check out the video below.

Learn How to Connect to Quickbooks

Please note, If you have a token, please contact us for login credentials.

Direct Connect Benefits:

  • Bank-level encryption ensures data is protected
  • Download bank data to reduce time spent on data entry
  • Download investment data for a more complete financial picture
  • Unique transaction IDs to avoid duplicate entries
  • Account creation wizard during 1st download reduces setup time
  • Auto-calculates opening balance and statement date ensuring current balance information
  • Pre-selected date range means no tracking date of last download
  • One click update of all transactional data
  • Online Bill Pay and Intra-Bank Online Transfers from within QuickBooks and Quicken saves time and improves data accuracy