Certificates of Deposit

Investing in CDs is always a safe bet. FDIC insurance and fixed rates ensure that you get a guaranteed return on your investment so you can afford to invest in other ways if you choose. We offer a wide variety of terms to suit your needs. Start building your savings today. Our employees will be glad to assist you over the phone or in person.

  • Guaranteed fixed rate of return
  • No maintenance fees
  • Terms from 3 months to 3 years
  • Penalties apply for early withdrawal
  • Automatic renewal*

* Certificates of Deposit are automatically renewed unless you instruct.


IRA (Individual Retirement Account) is a tax-advantaged savings vehicle - putting you in charge of your retirement plan. The specific tax benefit depends on the type of IRA: Roth or Traditional. We’re happy to talk to you about the difference between the two, but advise you see a tax advisor to help you determine which is best for you.

  • Can rollover from an employer plan
  • Transfer from an existing IRA
  • Start funding a new plan with as little as $100
  • Lump Sum Deposit (Contribution Limits apply for lump sum deposits)
  • Depending on your plan, you may qualify for tax credits, or funds may grow tax free
    Learn more about Traditional IRAs Learn more about Roth IRAs


SEP (Simplified Employee Pension Plans) are a plan that allows you to provide a retirement benefit to your employees. SEP plans help employers attract and retain quality employees while meeting the increasing need for financial security at retirement.

  • Sole proprietor, partnership, and corporation all qualify
  • Plan contributions are tax deductible to the employer
  • Employers set eligibility criteria such as: Age, Service, & Compensation
  • Earnings are not taxed until they are withdrawn for employees

Learn more about SEPS