Certificates of Deposit

Investing in CDs is always a safe bet. FDIC insurance and fixed rates ensure that you get a guaranteed return on your investment so you can afford to invest in other ways if you choose. We offer a wide variety of terms to suit your needs. Start building your savings today. Our employees will be glad to assist you over the phone or in person.

  • Guaranteed fixed rate of return
  • No maintenance fees
  • Terms from 3 months to 3 years
  • Penalties apply for early withdrawal
  • Automatic renewal*

* Certificates of Deposit are automatically renewed unless you instruct.


IRA (Individual Retirement Account) is a tax-advantaged savings vehicle - putting you in charge of your retirement plan. The specific tax benefit depends on the type of IRA: Roth or Traditional. We’re happy to talk to you about the difference between the two, but advise you see a tax advisor to help you determine which is best for you.

  • Can rollover from an employer plan
  • Transfer from an existing IRA
  • Start funding a new plan with as little as $100
  • Lump Sum Deposit (Contribution Limits apply for lump sum deposits)
  • Depending on your plan, you may qualify for tax credits, or funds may grow tax free


SEP (Simplified Employee Pension Plans) are a plan that allows you to provide a retirement benefit to your employees. SEP plans help employers attract and retain quality employees while meeting the increasing need for financial security at retirement.

  • Sole proprietor, partnership, and corporation all qualify
  • Plan contributions are tax deductible to the employer
  • Employers set eligibility criteria such as: Age, Service, & Compensation
  • Earnings are not taxed until they are withdrawn for employees