Personal Loans

Personal Loan Products

We offer the following Personal Loan Products;

Automobile and Personal Loans

Whether you're looking for a new car or are in need of a personal loan for extra cash, we can help.  We offer a fixed rate and repayment term based on your personal needs.   Apply now!

Home Loans

Our experienced Real Estate Department has a wide variety of loan options.  Conventional and Rural Development loans are just a few of the programs available.  Let us educate and guide you into a home loan that compliments your financial future.   To apply online or to see today’s rates,  visit our Mortgage Center.

Construction Loans

Let our team of experienced construction lenders enhance the enjoyment of building your dream home!   We can craft a financing package to assist you with a seamless transition from your construction loan to your mortgage loan. 

Home Equity Lines of Credit (HELOCs)  

Put the equity in your home to work for you.  A HELOC allows you to use the equity in your home for a variety of reasons; college, home improvements, debt consolidations, or just about anything else you would like to do. Our HELOCs are competitively priced and offer the flexibility of a revolving line of credit with convenient payments. That means the money is there when you need it for the reasons that you decide.  The interest rate may increase after the account is opened.  Submit your application online today!

Overdraft Protection Loans

Overdraft Protection loans provide you fast access to cash to take care of unforeseen expenses.  Tied directly to your checking account, this revolving line of credit eliminates overdraft fees and protects you from unexpectedly overdrawing your checking account. The interest rate may increase after the account is opened.

Please contact your local branch for current rates.

Sallie Mae's Smart Option Student Loan

Wherever you are in your higher education, get the money you need for school.

Student loans from Solutions Bank in partnership with Sallie Mae® could help!

For borrowers attending or borrowing for a student attending a degree-granting institution

Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1

Smart Option Student Loan® for Undergraduate Students

Parent Loan

Plus, the graduate loan suite is designed to meet
the needs of students in specific fields of study.

Click here to find out which loan is right for you.

Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Solutions Bank is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The
student is not eligible to be a borrower or cosigner. The borrower, cosigner and student must be U.S. citizens or
U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower,
and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a
requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

1 Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as
provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current


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are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the
trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae
Bank, are not sponsored by or agencies of the United States of America.