Personal Banking Services

Personal Banking Services

Solutions Bank offers the total package.  That means offering you everything you need to manage your money quickly and easily. We have a wide variety of banking services so your customer experience is always the best it can be.

Personal Money Orders

When you have to send money somewhere, in a safe and dependable way. See your Solutions Bank Customer Service Representative for a personal money order today!

Cashiers Check

Need a cashier's check for a large purchase?  See your Solutions Bank Customer Service Representative for a cashier's check today!

Direct Deposit

Direct Deposit offers you the convenience of having your Payroll, Social Security or other Federal Government supplemental income checks deposited directly into your Solutions Bank account each month. You no longer have to worry about these checks being lost or stolen. Look into this convenient plan today so you can enjoy the security it offers.

Night Depository

This is your after hour banking solution! The night depository is your all-night, every-night banking facility.

Wire Transfers

Utilizing our wire transfer service is the easiest and fastest way to send and receive funds electronically when completing personal or business transactions within the U.S. or internationally. Wire transfers are the ideal method of payment for large transactions such as purchasing a home or business or when an immediate transfer of funds is required. Wire transfers should be in cash or collected funds and completed before 3:00 p.m. CST to be credited on the same business day. Transfers can be initiated at any of our offices or by calling 815.235.2711 or 815.938.3121.

Safe Deposit Boxes

Keep important and irreplaceable documents, photos and valuables in one safe, easily accessible place. Rent a Solutions Bank safe deposit box in the size and price range that fits your needs.  Stop in today!

Overdraft Protection

A line of credit tied directly to your checking account that will transfer funds from the line to your checking account to cover any overdraft. Saves embarrassment of overdrafts, ensures good credit history and saves cost of overdraft fees. Subject to credit approval.  Apply today! Offered to individuals and sole proprietorships only.

Sweep Accounts

A type of overdraft protection which gives you the ability to sweep funds from your savings, checking or money market account to cover any overdraft situations that may occur. This saves the embarrassment of overdrafts, ensures good credit history on deposit accounts with us and saves the cost of overdraft fees. Sweep authorization form must be signed by customer.

Notary Services

Solutions Bank has several notaries on staff.