Deposit Rates

Certificates of Deposit

Minimum Opening Deposit $1,000

TERM

INTEREST RATE

APY*

3 Month

0.15

0.15

6 Month

0.15

0.15

12 Month

0.35

0.35

24 Month

0.50

0.50

36 Month

0.75

0.75

IRA (18 Months -Fixed Rate)

Minimum Opening Deposit $100

0.25   0.25

*Annual Percentage Yield

Annual Percentage Yield (APY) is based on Quarterly compounding.
Certificates of Deposit are automatically renewed unless you instruct.
CDs do not earn interest after the maturity date. There is a penalty for early withdrawal.

Deposit Interest Rates

Deposit Account Type

Interest Rate

APY*

Rewards Checking/Secure Rewards Checking $0-$10,000

Minimum Opening Deposit $25

If eligibility requirements of this account are not met the interest rate and APY are 0.05%.

0.75

0.75

Rewards Checking/Secure Rewards Checking $10,000.01+

Minimum Opening Deposit $25

If eligibility requirements of this account are not met the interest rate and APY are 0.05%.

0.25

0.25

SaveUp Savings – with $10 or more Automatic Recurring Transfer monthly

Minimum Opening Deposit $10

0.10

0.10

SaveUp Savings -without Automatic Recurring Transfer monthly

Minimum Opening Deposit $10

0.05

0.05

Health Savings

No Minimum Opening Deposit

0.25

0.25

Christmas Club Savings

No Minimum Opening Deposit

0.05

0.05

IRA - 18 Month Fixed Rate

Minimum Opening Deposit $100

0.25

0.25

*Annual Percentage Yield

Money Market Account

Minimum Opening Deposit $2,500

Minimum Balance to Earn APY

INTEREST RATE

APY*

$0 ‐$24,999

0.10

0.10

$25,000 ‐$49,999

0.15

0.15

$50,000 +

0.20

0.20

*Annual Percentage Yield

Money Market Accounts, Secure Rewards Checking, Rewards Checking Accounts, Savings Account, Health Savings account, Christmas Club Savings account interest rates may change after an account is opened. Fees could reduce earnings on these accounts.