Business Banking Services

Business Credit Cards 

When making business purchase, why not earn some rewards! The best in business credit cards is just a few clicks away!

• Personalized service
• Fraud alert texts
• Secure purchasing - EMV and mobile-ready
• Simple expense management tools
• Powerful billing and reporting options
• Generous rewards with points that never expire  

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Merchant Processing 

Solutions Bank offers exciting solutions for business owners like you. That’s why we’ve teamed up with Clover ®, an all-in-one point-of-sale system that can help transform your business with payment processing and business management solutions, customized just for you.

Every Way Your Customer Wants to Pay

Our Clover® POS systems make it possible for your business to accept virtually all payment types and manage your business better. With unique POS systems and a full suite of accessories, there’s a solution that’s right for your business, with lease or purchase options available.

• Payment processing and business management solutions all in one device
• Countertop and mobile solutions to fit your business
• Manage inventory, employee schedules, payroll, cash flow, daily sales and much more
• Built-in security to help protect your customers’ data and your business and reputation from fraud
• Apps and software solutions allow you to customize your device to suit your business and your growth
• Ethernet and wireless capabilities

For more information about First Data® products and solutions, visit https://www.firstdata.com/en_us/products/small-business.html?placement=SMB_HP

CardValet

CardValet is a great tool for controlling business spending on a debit card.  Use the transaction controls for merchant codes, location and thresholds to ensure employee spending adheres to your company policies. 

Checkmarc Check & ACH Recovery Service

Your business is a key contributor to the success of our community through job creation, innovation and the many ways you give back to the community. When businesses are growing, everybody benefits. 

Checkmarc is a FREE service for your account that recovers dishonored checks and electronic payments. It eliminates the time you currently spend trying to recover dishonored checks, and makes accepting checks as safe as accepting cash or credit cards. With our free Checkmarc program, you can concentrate on your business, not collections. We are pleased to provide Checkmarc at NO COST to you.

Checkmarc Program Features and Benefits

• No equipment to purchase. No contracts, enrollment or per check fees.
• You receive 100% of the face value on all recovered dishonored items.
• Dishonored check writers are listed on the largest national negative database until funds are recovered.
• You have access to our password-protected website.
• Access to a dedicated customer service team for all inquiries
• You receive notification and collection reports via email.
• The latest ACH services and dishonored check recovery (RCK) techniques are utilized.
• You avoid uncomfortable/embarrassing customer collection calls.

Frequently Asked Questions

Q. What does this program cost?
A. The program is completely FREE for our commercial clients.

Q. Is there a contract to sign?
A. No, there are no contracts or agreements to sign.

Q. What if I already have a company collecting my dishonored items?
A. You may cancel that service and use our free program, or continue with your paid service. If you wish to continue with your paid service, notify us and we will remove you from the banks Checkmarc program.

Q. Will I receive the full amount of the recovered check?
A. Yes! When a check is recovered, 100% of the funds are deposited into your account

Q. When will I get paid?
A. Recovered funds are deposited every Friday for the previous week’s recoveries. 

Wire Transfers

Wire Manager simplifies wire origination and processing, so you and your staff can complete transfers more quickly and easily than ever. Predefined templates greatly enhance the customer experience, and an automated workflow guides requests through processing and approvals. Each transfer file is validated to meet Federal Reserve standards, and email notifications keep you updated about the real-time status of transfers as they are processed. For enhanced security, you can limit the number and dollar amount of wires originated.

Overdraft Protection

A line of credit tied directly to your checking account that will transfer funds from the line to your checking account to cover any overdraft. Saves embarrassment of overdrafts, ensures good credit history and saves cost of overdraft fees. Subject to credit approval. Contact us for an application. Offered to individuals and sole proprietorships only.

Sweep Accounts

A type of overdraft protection which gives you the ability to sweep funds from your savings account to cover any overdraft situations that may occur. This saves the embarrassment of overdrafts, ensures good credit history on deposit accounts with us and saves the cost of overdraft fees. No availability to sweep from money market accounts. Sweep authorization form must be signed by customer. 

Personal Money Orders

When you have to send money somewhere, rest assured there is a safe and dependable way to do so. See your Solutions Bank Customer Service Representative for a personal money order today!  

Cashiers Check 

Need a cashier's check for a large purchase?  See your Solutions Bank Customer Service Representative for a cashier's check today!  

Night Depository

This is your after hour banking solution! The night depository is your all-night, every-night banking facility.

Coin and Cash Orders 

Access and deposit large amounts of coin and currency—conveniently, securely and accurately.

Notary Services 

Solutions Bank has several notaries on staff.

Safe Deposit Boxes

Keep important and irreplaceable documents, photos and valuables in one safe, easily accessible place. Rent a Solutions Bank safe deposit box in the size and price range that fits your needs.  See your Personal Banker today!